Canada Pension Plan
A contributory, earnings-related social insurance program that is paid by the federal government. It provides a measure of income to contributors and their families upon retirement, disability, and death. For further details, contact Service Canada.
WTW case management system within eePoint.
WTW secure website used to send/receive reports and other confidential member-related data. For more information, refer to Pension Administration System (eepoint) and Data Exchange Tools.
WTW Pension Administration System. For more information, refer to Pension Administration System (eepoint) and Data Exchange Tools.
Financial Services Regulatory Authority of Ontario
An independent regulatory agency whose role is to ensure pension plans meet the legal standard in the Pension Benefits Act (PBA). Their objective is to improve consumer and pension plan beneficiary protections in Ontario.
Income Tax Act
A federally legislated act with underlying regulations that outline, among other things, the maximum limits for registered pension plans. The Income Tax Act allows employees and employers to deduct pension contributions from their respective income for tax purposes and sets standards for the benefits a pension plan can provide. It is regulated by the Canada Revenue Agency (CRA)
Data files that contain employee/member data required to administer pension benefits that are sent bi-weekly from each participating employer to WTW via:
- I1 Data File – transmits Demographic & HR/Employment data on a bi-weekly I1 schedule
- I2 Data File – transmits Contribution & Payroll data on a bi-weekly I2 schedule
Refer to Reporting Data through the I1 & I2 Data Interfaces for more information
Jointly Sponsored Pension Plan
A pension plan in which decision making and funding of the benefits is shared jointly by both employees and the sponsor/employer. It’s a pension plan where there is a partnership in the governance of the plan. The Plan is a JSPP
Self-service website for active, deferred and retired members to access pension-related information and transactions.
Ontario Compensation Employees Union, CUPE Local 1750
- Co-Sponsor of the Plan (with WSIB)
Pension Adjustment
The Canada Revenue Agency (CRA) deemed value of the lifetime pension benefit earned by a member during a calendar year which affects the member’s RRSP contribution room for the following year. Refer to Annual Pension Adjustment Report (I7) for more information.
Participating Employers of the Plan include:
The Workplace Safety and Insurance Board (WSIB), Infrastructure Health and Safety Association (IHSA), Public Services Health and Safety Association (PSHSA), Workplace Safety and Prevention Services (WSPS), Workplace Safety North (WSN), and the Trustees of the Workplace Safety and Insurance Board Pension Plan Fund (WISE Trust).
Pension Benefits Act (Ontario)
Provincial pension legislation enforced by FSRA, which regulates pension plans in Ontario and determines minimum standards for eligibility, funding, and benefits for Ontario-registered pension plans.
The base salary received by an employee for their employment position while a member of the Plan.
Refer to Frequently Asked Questions (FAQs) for specific Pensionable Earnings inclusion and exclusions.
Note: Contributions must be deducted from Pensionable Earnings in accordance with the Contribution Rate Schedule.
Represents the total years, months and days of service during which the employee, or the employer on behalf of the employee, contributes to the Plan or Supplementary Plan and can include service during which an employee is receiving short-term, or long-term disability benefits, or while in receipt of benefits from a claim filed under the WSIA (WSIB claim benefit).
Note: Pensionable Service is derived from member employment statuses provided by Participating Employers via the I1 Data File and required contributions amounts deducted and provided via the I2 Data File.
Pensionable service can also be purchased by members for periods of temporary employment and certain leaves of absences, or transferred in by members from another pension plan.
Secure File Transfer Protocol
- Transmission method by which I1 and I2 Data Files are sent from Participating Employers to WTW.
Safe Workplace Associations
Infrastructure Health & Safety Association (IHSA)
Public Services Health & Safety Association (PSHSA)
Workplace Safety & Prevention Services (WSPS)
Workplace Safety North (WSN)
WSIB Employees’ Supplementary Pension Plan (ESPP)
- A “top-up” retirement compensation arrangement that provides employees of the WSIB and SWA a pension benefit in excess of the maximum pension benefit permitted under the Plan and the ITA; the Plan and the Supplementary Plan (the “plans”) operate together to provide the same retirement benefit that the employee would have received if the ITA limits did not exist.
- Sponsored and administered solely by WSIB.
- Refer to Supplementary Plan for more information.
WSIB Employees’ Pension Plan (often referred to as the “WISE Trust Plan” or the “EPP”)
- A contributory defined-benefit pension plan registered and regulated under the Ontario Pension Benefits Act (“PBA”) and the federal Income Tax Act (“ITA”).
- Jointly sponsored by the WSIB and OCEU and administered by WISE Trust.
- Refer to the Plan for more information.
Workplace Safety & Insurance Board
- Co-Sponsor (with OCEU) and Participating Employer of the Plan.
- Sponsor and administrator of the Supplementary Plan.
Workplace Insurance and Safety Employee Trust
- The Trustees of the Workplace Safety and Insurance Board Employees’ Pension Plan (Board of Trustees).
- Legal Administrator of the Plan.
Pension contact centre for employees and members of the Plan and Supplementary Plan:
By Phone:
Call toll free: 1-855-242-1526
Outside of North America: 678-932-4144
Monday to Friday, 8:30 a.m. to 4:30 p.m. EST
By mail:
130 King Street West
Suite 1500, P.O. Box 424
Toronto, ON M5X 1E3
Online via My Pension Resource:
Willis Towers Watson
- Pension Administration Service Provider for the Plan and the Supplementary Plan.
- Refer to Pension Administration Service Provider for the Pension Plans for more information.
Pension Administration System (eePoint) and Data Exchange Tools
This page outlines the systems and tools used in the administration of the Plan.
eePoint Pension System | Case Management | Reporting
eePoint is the pension administration system developed and maintained by WTW, our pension administration service provider.
The eePoint system:
- maintains all member data records,
- processes pension transactions, and
- provides both reporting and case management functionality.
Designated participating employer representatives are granted access to eePoint allowing each employer to:
- view their employees’ records,
- create and run reports, and
- communicate with WTW and WISE Trust on specific member cases through the ‘Case’ management functionality.
Documents related to a specific member can also be attached to the member’s record on eePoint.
Note: WISE Trust oversees user access. All requests to grant/revoke access must be submitted to and approved by the WISE Trust team who will send the approved request to the WTW Admin Team.
eePoint Training Available
For additional eePoint information, refer to Training Resouces.
Secure File Transfer Protocol (SFTP)
The following data files are sent from each participating employer to WTW via SFTP in accordance with the Annual WTW Consolidated Processing Calendar (Interface Run Schedule):
- Demographic & HR Data Interface (the “I1” data interface file)
- Payroll & Contribution Deduction Data Interface (the “I2” data interface file)
All other confidential member data and reports are exchanged through DataLink.
DataLink and Account Management
DataLink is a secure WTW website used by WTW, WISE Trust and participating employers to send/receive reports and other confidential member related data to/from your organization.
Rules that must be followed when sending or receiving reports/data on DataLink:
- Sender uploads report/data file to DataLink with notification email to the recipient
- Receiver must download the report/data file from DataLink within 10 days and store it within their organization’s directory folder created for the specific report or data.
- Report/data files will be automatically deleted from DataLink after 10 days
- Some automated employer-related reports sent by WTW are password protected for security reasons – each participating employer has been assigned a password.
- Ensure to rename the file when responding to a report with your comments (e.g., at the end of the file name add <’_Employer name> Comments’)
Note: WISE Trust oversees user access to the site. All requests to grant/revoke access must be submitted to and approved by the WISE Trust team who will send the approved request to WTW Admin Team.
You must download received reports within 10 days. DataLink is used to transmit information only, it will not store information after 10 days.
Frequent requests to resend information may be subject to additional fees charged to the participating employer making repeated requests.